Debt Management Plans to Help you Manage and Clear Debts

We believe in reducing your debts, not just the management of an individuals debt. Keeping your interest and charges to a minimum is our main goal. We achieve this through hard work not like most Debt Management companies who charge clients a percentage of their monthly repayment. This has the effect that when a client tries to pay more of their debt off each month, they find that the Debt Management Company they are using, is taking more of their money before distributing it to their creditors.

With one of our Debt Management Plans this does not happen. More of your money is sent to your creditors which means your debts can be paid off far sooner.

Follow the three basic steps below and you will be on the road to being in control of your debts.

Acknowledging that you have a debt problem is the single most important part of sorting out your debts. If you don't acknowledge your situation, how can you even begin to sort out your future?

Already with another debt management company? Not happy with their charges or service?

There are no reasons why you cannot change the company you use. Let us organise your debts in a way that ensures that your creditors get more of the cash you pay than they do now. That means your debts will be cleared sooner. That has to be a good thing!

Find out how simple it would be to move to Lewis Alexander Debt Management Services

What will we do?

There are a few initial things we carry out to enable us to collate everything we need to tailor a personal debt management plan to you. Each plan is different as each persons circumstances are different.

• We will carry out a full financial assessment and will require some information to allow us to do this. We need to know how much your regular income is and how much you pay out in bills, etc, who you owe money to and some other useful information about your circumstances.

• Once we have all this information, we then have a financial picture of your situation. We will then be able to work out how much you can realistically afford to pay each of your creditors.

• We will then negotiate with your creditors and ask them to accept the reduced payments. Most creditors will be willing to accept reduced payments because they know we have already done the hard work and that the proposed payment schedule will be realistic.

• Once an agreement has been reached with your creditors, you will be required to make just one monthly payment to us from which we will pay all your creditors based on the agreements made.

Personal debt management plans

So, if you cannot meet you current credit repayments, have unsecured debts totalling at least £2,000 and can afford to make reduced payments each month then we can help you manage your debts much more effectively.

Get more advice using our form or call us free on
0800 018 3345
Doing this means you have done step 1 already!